What is Crypto.com, a scam? Today’s review is solely aimed at helping you establish whether Crypto.com is one that you can rely on. You will learn whether it has anything concrete to offer, besides being popular in the present-day world.

Name of the platform: Crypto.com

Official Website URL: https://crypto.com/en/ (bonus code: gm82s6uy5v)

Overall rating: (4.5 / 5)

Recommended: Yes

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Ease of Use: (4 / 5)

Features: (4.7 / 5)

Security: (4.9 / 5)

Fees: (4.8 / 5)

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Table of contents

Below are the elements of Crypto.com that I will discuss at length:

• What is Crypto.com?
• How does one sign up to use this platform?
• What can you purchase from the Crypto.com Crypto exchange platform?
• The MCO Visa Card and the Mobile App
• Is Crypto.com Safe?
• What fees are charged on this platform?
• Is Crypto.com Genuine?
• Pros and Cons

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What is Crypto.com?

When many people think about Crypto.com, a crypto success comes to mind. Besides having the hottest domain name in the entire cryptocurrency industry, they have also taken things a notch higher by presenting superior products and services that back up their reputation. It is known that Crypto.com stemmed from the MCO project that launched in a 2017 ICO. The main idea at this point was to produce a cryptocurrency credit card that would accelerate the mass adoption of cryptos. This was later expanded to include a cryptocurrency exchange platform.

Crypto.com has a very impressive mobile app that has an impressive collection of features that are meant to give you nothing short of an easy time on the platform as you access very competitive offerings.

In my opinion, crypto.com has taken its time to build a worthwhile crypto ecosystem that you can have a look at.

How does one sign up to use this platform

There are two levels of verification on Crypto.com, namely,  Basic and Advanced verification.

At the basic verification level,  you are required to provide your personal details such as:

• You full names as they appear on your documents.
• Your email address
• Your active phone number.

With this information, you can access most of the services that are offered on the platform. You are in this case, given some freedom to make deposits and withdrawals using the newly created account.

For you to fully access all features on services on Crypto.com, you will have to move to the advanced verification level, where you are needed to submit some legal documents. You are upon the verification allowed to make unlimited deposits and withdrawal large amounts of cryptos, with the withdrawal limit being 100 BTC.

Note that when using the mobile app for the first time, you will be required to submit your legal identification documents and wait for them to be verified before you can access your account. Once they have been, verified, however, you can begin accessing the services that are offered on the platform right away.

What can you purchase from the Crypto.com exchange platform?

It is fair to say that Crypto.com is a relatively new site in the market, but this has not prevented it from presenting anything short of a comprehensive selection of coins and tokens that you can buy and sell at will. The assets here range from the widely popular large-cap coins like Bitcoin and Ethereum to the very underrated and upcoming ones. Crypto.com also has native coins such as MCO and CRO, which you can also purchase. Below is a list of the digital assets available on this platform:

• BTC
• LTC
• XRP
• ETH
• USDT
• CRO (Crypto.com coin)
• MCO
• EOS
• XLM
• USDC
• XTZ
• LINK
• ATOM
• ERD
• CELR
• ALGO

The MCO Visa Card and the Mobile App

Crypto.com is practically the result of the combination of cryptos and the mainstream banking arena as we know it. It is the embodiment of a platform on which you can invest, trade, and access a wallet through which a couple of other products and services are offered. I think Crypto.com’s strategy to accelerate the adoption of cryptos was a very well calculated one, and one that is headed in the right direction.

Whereas Crypto.com’s main selling point is their MCO Visa Cards, it also offers you a Crypto wallet app which has features such as:

• Earn
• Invest
• Pay
• Borrow
• Access the proprietary coins – MCO and CRO

The intuitive app makes it easier for you to accomplish all of the above tasks quite easily and within a couple of seconds.

The MCO Visa Cards are definitely worth looking at. You will not help but fall in love with the design and colors of the different types of MCO Cards being offered. On the overall, these cards present you with the following benefits:

• They are available in (49/50 states in the USA), in Europe, as well as in Singapore.
• They have zero annual fees
• They allow you to spend in foreign currencies while traveling overseas.
• They offer some of the best interbank exchange rates
• The lowest card tier will cost you nothing to acquire.
• You can get up to 5% cashback on your purchases.
• The card is shipped to you for free.
• The cards are metallic and have a very eye-catching color scheme.

The Cards offered are:

The Midnight Blue MCO Visa Card

With this card, you are not required to stake any MCO for you to acquire it. It is availed to you right away, at no fee. This card allows you to enjoy:

• 1% MCO rewards on all your card spending
• ATM withdraw limit is $200 USD
• Interbank exchange rate limit is $2000

Ruby Steel MCO Visa Card

This card has a refined reddish hue, that resembles that of rubies. With this VISA card, you are required to stake 50 MCO to apply for one. The benefits that you can get when you apply for this card include:

• 2% MCO rewards on all the card spending.
• The ATM withdrawal limit (monthly) is $400 USD
• The interbank exchange rate limit is $4000 USD.
• The card is made of composite metal.

Jade Green / Royal Indigo MCO Visa Card

You need to stake 500 MCO to apply for this card. It offers the following benefits:

• 3% MCO rewards on card spending.
• The monthly ATM withdrawal limit is $800.
• Access to LoungeKey AirportLounge.
• Interbank monthly exchange rate is $10,000 USD
• The card is made of composite metal

Icy White or Rose Gold MCO  Visa Card  (5,000 MCO stake)

You are required to stake 5,000 MCO to apply for this card. It, however, presents worthwhile benefits, including:

• 4% MCO rewards on all card spending
• LoungeKey Airport Lounge Access (With one guest)
• ATM monthly withdrawal limit is $1000 USD- at no fee.
• The Interbank exchange limit is $20,0000 per month.
• The card is made of composite metal.

Obsidian Black MCO Visa Card

This card is for the high rollers. With this card, one is required to stake 50,000 MCO just to apply for the VISA card.  It offers the following benefits:

• 5% MCO rewards on card spending
• LoungeKey AirportLounge Access (with one guest).
• The ATM monthly withdrawal limit is $1000 USD
• Unlimited monthly interbank exchanges
• The card is made from composite metal.

==> Get Your Crypto.com ATM card + bonus $50 worth of Crypto on this page <==

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Is Crypto.com Safe?

Yes. If you are concerned about the security of your money,  then you can relax knowing that Crypto.com is very secure. So far, it has the following certifications to showcase in as far as security is concerned:

• Cryptocurrency Certification Consortium
• ISO/IEC27001:2013
• PCI: DSS

The first line you will find on this platform official website states clearly “ Security First. Always”, showcasing Crypto.com’s commitment to safeguarding the assets owned by its clients.

The presentation of their certifications along with the declaration of their commitment definitely goes a long way in assuring all clients that they are out to offer nothing short of the best security.

In addition to that, 100% of the funds you deposit here are usually stored in a cold storage wallet. This is the gold standard of asset security in the crypto industry. It is very hard for hackers to access your funds if they are in a cold wallet. Even so, Crypto.com goes the extra mile by insuring the funds stored by its clients, in the event of a loss.

The hot wallet on Crypto.com is wholly dedicated to the corporate funds which need smooth and fast transactions within the network.

Another thing that will make you trust Crypto.com more is the fact that they usually monitor all transactions to ensure that no money from black markets is entering this platform. This is a safety policy that sees to it that Crypto.com is not suspected of being involved with money laundering activities.

The security of the mobile app is also top-notch. It supports 2FA that is backed up by biometrics, as well as the Google Authenticator app. With all the above-listed security measures, it is hard for you to lose your funds if you are using a Crypto.com account.

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What fees are charged on this platform?

Crypto.com’s fee schedule is quite transparent, in my opinion. It is quite reasonable and competitive, and one that lets you go about the desired cryptocurrency exchange activities without the fear of being limited by the fees.

The highest fees on the platform, as far as I can tell, are the maker-taker fees which start at 0.2%. Other than that, I do not think that fees will be a thing you will need to be concerned about when you are using Crypto.com.

You are however required to stake CRO tokens, in order to get a 20% ROI on the coins you have staked, and so that you can benefit from very low fees. On this platform, you can make deposits using Credit Cards, Wire Transfer, and Crypto. You can withdraw the funds through crypto and wire transfer.

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Is Crypto.com a Scam or Legit & Genuine?

Yes. It is 100% genuine. The evidence presented so far shows that is genuine and one that is reliable. For anyone who is getting started with cryptos, I think this would be a very great platform for you to begin with, owing to its simplicity and the level of security that you can look forward to on this platform. There are many benefits to accrue here, and most of these are quite exclusive, in that you will never find them with any other platform. The very attractive cards and their rewards are some good examples of this.

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Pros and Cons

Pros

• You can get a 20% ROI for staking CRO
• The awesome crypto cards you can apply for
• The user interface on the mobile platform is impressive.
• Top-notch security
• Many services are offered under a single platform
• It has more than 1,000,000 users already

Cons

• It is still new in the market.

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Final words and verdict:

Verdict: Legit (and highly Recommended)

Overall rating :   (4.5 / 5)

Crypto.com is revolutionizing the crypto industry by bringing in all the aspects of mainstream banking. The fact that it has an intuitive mobile app that lets you access a number of services on the go is a big plus. It is, therefore, one that I would recommend that you have a look at today.

==> Get Your Crypto.com ATM card + your bonus $50 worth of Crypto on this page <==

P.S. Use the bonus code: gm82s6uy5v

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That is all there is about my review on what Crypto.com is, and whether it is a scam. I hope you enjoyed it. If you have any questions about it, you can leave them in the comments section so that I can respond to them.

Your Friend,

Eric. Bitcoin investor and blogger at StartMakeStopWaste