What is PHP Debt Solutions? How does this company work? Which actual products and services are they offering? Is it a Multi-Level Marketing (MLM) Company? Can anyone take up investment opportunities with this company? What are the pros and cons of one dealing with PHP Debt Solutions?
Name of the Company: PHP Debt Solutions
Official Website URL: https://www.phpdebtsolutions.com/
Lead Affiliates: Dezmund Harris, Vicky Castillo, Armen Tatiyants, Joshua Labovitz
Overall rating: 
Recommended? : No
Intro
This article seeks to unravel the genuineness behind PHP Debt Solutions. In a world where the operations of debt-relief firms are constantly raising eyebrows, it would be essential to unmask this company for the common good of the general public. This will be achieved by answering the following questions:
What is PHP Debt Solutions?
PHP Debt Solutions is a debt-relief firm that seeks to help its clients solve their debt related issues through a referral (affiliate) system. PHP Debt Solutions tries to use a different approach, by having agents who are viewed as affiliates refer companies and individuals to the companies’ top managers for them to process their debt clearance needs.
Despite having a name and logo that is quite identical to that of a company known as PHP Agency (https://phpagency.com/), the two companies are actually quite different. They both rely on an affiliate business model, but they do not serve the same clients, hence one is not to be mistaken for the other. One deduction that can be made, however, is that PHP Debt Solutions is an affiliate of PHP Agency.
PHP stands for People Help People
How does it work?
As emphasized above, PHP Debt Solutions relies on an affiliate model to bring customers on board. There are three levels in the affiliate system, namely: Managers, agents and split agent details. When PHP Debt Solutions manages to help a client to clear their debt obligation by negotiating on their behalf, the earnings are usually split amongst those in the affiliate levels.
For the potential clients visiting their site for the first time, the following process is to be followed:
- Click on “Create SM Link” on the main menu. You will be redirected to a page where you will be asked to provide your details.
- Enter the personal details requested on the site. These include Your first and last name, your email address, and phone number, and a photograph of yourself. You are also required to fill in the details of the person who referred you to the company. These details include the PHP Agent code, the name of the PHP Uplink, their email address and the state they are from.
- Once you have submitted your personal details as well as those of your uplink, a referral link is usually generated for you.
- With your referral own link, you can get downlinks through posting it on various social media platforms, along with the catchy images that are provided on the PHP Debt solutions site to lure new clients.
- The other way you can also earn is through referring people who need to clear their loans. You can do this by clicking on “Client Submit” on the main menu.
- You are usually redirected to a page where you are required to fill in the following details: Your personal details as an agent, your uplink’s details, the split agent details, the client’s details, the loan details and any other additional information ( on a separate text box).
- Once you have filled in the form, you are supposed to email it to info@phpdebtsolutions.com.
Products and services offered?
PHP Debt Solutions claims to help people to clear their debts. They classify the debts that they target to help their clients with into two main categories:
- Student loan debts
- Credit card debts
Their objective is to help you clear these debts through:
- Their debt relief program
- Helping you create cash flows to clear debts through their affiliate program.
Is it an MLM?
Third, there are clear grammatical errors on their page, which raises questions about their legitimacy. As much as people may not take their time to establish the grammatical errors as they skim through, it would have come to the company’s attention that there are such errors in their website if it had regular and interested users.
Also, the site has a Facebook fan page that only posts articles related to debt, college life and memes. There is no clear evidence that can support the validity and genuineness activities on this social media platform, which again raises eyebrows.
Investment opportunities?
As much as this company claims to offer new clients the means to create new cash flows, their approach is just ridiculous and one that is not to be trusted. Very brief details are presented to you as the visitor to this site, and they are not concrete enough to influence you to establish trust with PHP debt solutions. The affiliate program seems like the only cash generating activity that is reliable, but then again this site is not close being termed as genuine.
Pros and Cons
It is always wise to compare the positive sides against the negative ones to get a better overall view of something. As always in our reviews we provide you with some clear points on both sides of the spectrum:
Pros
– The website is not clumsy and has an impressive and professional color palette.
Cons
– Insufficient details are provided on this site
– There are no reviews for this site on any review website.
– There are grammatical errors on their website which is quite repulsive.
– They do not have a physical address.
Do you own or represent PHP Debt Solutions?
If you are a representative, or associate of PHP Debt Solutions and have found something not to be correct in this review please, feel free to tell and I will make sure to update the info on this post. The easiest way to do it is in the comment section below or else you got the e-mail on the about page.
Final words and verdict:
Verdict: NOT Recommended
Overall rating:
If you are in debt I suggest you start to do something about it, there are many things you can do online, and I have listed many alternatives on this website. Not all ways to make money online requires an investment, at least not in the form of money, what you have to be prepared to invest though is your time and effort. Anyone telling you different is lying or doesn´t know what he or she is talking about.
A good page to start looking at is 10 ways to make money online.
Other than that you might want to check out,
and also the page named ways to make fast money.
Hope that helps,
I wish you success!
P.S.
Please share this to help others by using the share buttons below, also, if you got any questions about this I would be more than happy to answer them in the comment section below!
John,
founder of $tart Make $top Waste
